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First we accept to aces a sample car. Let’s go with the one of the country’s best sellers, the Toyota Vios, accurately the 1.3E Automatic Variant.

According to Philkotse.com’s latest Toyota Vios car bulk list, the 1.3E AT alternative is at Php 878,000.00. At 20% bottomward payment, that leaves us a loanable bulk of Php 712,400.00.

With an boilerplate absorption PA of 4.4% that adds an added Php 156,728.00 absorption on top of that principal, amounting to Php 869,128.00 over 60 months or Php 14,485.47 per month.

In itself that is a huge cavity on your account expenses, but advance in a cast new car leaves us big accumulation on the abutting category.

All cars, new or old can breach down, and thankfully, new cars are beneath assurance in case annihilation does breach bottomward and all you accept to anguish about are PMS visits.

The aboriginal year of such visits for aliment if you chase Toyota’s agenda for the Vios may ability up to Php 9,000.00 in a year.

The boilerplate burghal aborigine campaign 30 km in a day to and from work, if we accommodate weekend trips to the blueprint it does annular out to be about 10,000 KM in a year.

Considering based on the Toyota Vios reviews, aerial about 10 km/l and accepted approved gasoline prices at Php 48.00/l, all that equates to Php 43,636.36 account of gasoline in a year.

You would additionally charge